Safe Money Strategies and Concepts
Personal Pension Plan
If you thought that the pension provided by your company would be enough to get you through your retirement years, then you are not alone. Unfortunately, your company pension is not enough for you to lead a comfortable life, free from financial dependence in your senior years. Today, more and more people are getting concerned that their company pension, 401(k) plan and social security will not be able to provide them with enough funds that will last them and their spouses through their retirement years.
At Bobetich Retirement, we offer a Personal Pension Plan that can provide you with a guaranteed income for your entire life.
Our Personal Pension Plan is flexible and personalized to meet every person’s needs. To create an efficient Personal Pension Plan for you, you will need to answer questions like how much funds you will need, when you will need them, and consider your special wants and needs. In addition, we will add a very important protection element to your income so when it is time to cash in your funds, your income will not be depleted or disrupted.
Wealth Transfer
No one likes to think about the time when they won’t be able to provide for their family; however, it is important that you plan ahead to give yourself peace of mind that when you are no longer here, your heirs will be protected from experiencing a difficult time. Having the right wealth transfer planning in place will ensure that all your assets will pass down to the right person.
Wealth Transfer is the transfer of wealth to beneficiaries in the event of your death in a tax-advantaged manner. This is achieved through the use of financial retirement planning, including estate planning, life insurance, wills, and trusts, in some cases.
When it comes to wealth transfer, most senior citizens want assurance that their assets will safely be passed down to their loved ones at the highest interest rate earned and lowest tax rate throughout the life of the financial product. In this case, a Single Premium Life Insurance product may be one of the most efficient and valuable wealth transfer instruments available for retirees.
Ask Us a Financial Question
At Bobetich Retirement, we understand that everyone has a unique financial situation, and there is no single retirement plan that can work well for each and every individual. Talk to us about your financial and retirement concerns, and we will offer you the right answer.
